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Living benefits can help protect variable annuity owners from running out of money in retirement.

Annuities, an insurance-based financial vehicle, can provide many benefits that retirement investors might want.

A Roth 401(k) is funded with after-tax money, and allows for tax- and penalty-free withdrawal of earnings if requirements are met.

If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.

A money purchase plan is a retirement plan where employer contributions are based on a fixed percentage of compensation.

If you leave a job or retire, you should consider your options regarding your employer retirement plan assets.

One estate planning strategy that families with closely held businesses could consider is the family limited partnership.

With the changing pension landscape, it is important to take charge of your own retirement security.

Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.

A 403(b) plan is a tax-deferred retirement savings plan that can only be offered by a 501(c)(3) tax-exempt entity.

The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.

If you start saving for retirement sooner, the more money you are likely to accumulate and possibly retire sooner.

To retain the tax advantages associated with charitable giving, your gift must be made to a qualified organization.

There are key dates after you turn 59½ that can impact your taxes, Medicare eligibility, and retirement benefits.

Life insurance can be used to help preserve the value of your estate for your heirs.

A wealth replacement trust could be used to gift appreciated assets to a charity as well as provide for heirs.

Employer-sponsored retirement plans are more important than ever, but managing the assets can be confusing.

Many realize it’s important to save for retirement, but knowing exactly how much to save is another issue altogether.

A designated income beneficiary could receive payment of a specified amount from a charitable remainder trust.

An A-B trust can be an effective way to help reduce estate taxes and preserve family assets for heirs.

A Section 1035 exchange is a tax-free exchange of an existing annuity contract or life insurance policy for a new one.

Compare the advantages and disadvantages of different gifting strategies available for planned giving.

Charitable lead trusts are designed for people who would like to benefit a charity now rather than later.

There are a variety of retirement planning options that could help meet your needs. Here are some of the most popular.

If you believe your estate will be subject to estate taxes, consider how your heirs will pay the bill.

Allocating too much of your retirement investments to one company, even your own, can be a risky proposition.

Sole ownership, joint tenancy, tenancy in common, and community property have special benefits for property owners.

When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.

Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.

If you haven't taken steps already, consider planning now for the distribution of the assets of your estate.

An indexed annuity may provide some upside potential and downside protection.

Profit-sharing plans give employees a share in the profits of a company and can help to fund their retirements.

A SEP IRA is a type of plan under which the employer contributes (up to a certain limit) to an employee’s IRA.

Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.

The probate process can be lengthy and complex. There are strategies you can use to help avoid the probate process.

401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

The SIMPLE plan may appeal to small business owners as it is easy to set up, administer, and allows for a tax deduction.

Tax-deferred retirement plans for self-employed individuals have higher contribution limits than IRAs.

Careful estate planning is still one of the most important ways to manage and protect your assets for your heirs.

A living trust can help control the distribution of your estate upon death.

A split-annuity strategy can generate immediate income while potentially stretching some retirement savings.

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